Indian Overseas Bank Apprenticeship 2026-27 Opens Doors for 750 Graduates
Indian Overseas Bank, a leading Public Sector Bank headquartered in Chennai, has announced Indian Overseas Bank Apprenticeship 2026-27 with 750 vacancies spread across states and union territories nationwide. The bank issued Advertisement No. HRDD/APPR/01/2026-27 on July 6, 2026, inviting applications from eligible candidates under the Apprentices Act, 1961. This is a one-year engagement offering a fixed monthly stipend with no permanent employment guarantee.
Quick Summary
- Organisation: Indian Overseas Bank
- Total Vacancies: 750 apprenticeships
- Age Limit: 20–28 years (as on July 1, 2026)
- Qualification: Bachelor's degree in any discipline
- Application Window: July 7–20, 2026
- Online Exam Date: August 2, 2026 (tentative)
- Stipend: Rs. 14,000–Rs. 15,500 per month (varies by branch location)
- Application Fee: Rs. 236–Rs. 944 (varies by category, GST included)
Who Can Apply? Eligibility Breakdown
To qualify for Indian Overseas Bank Apprenticeship 2026-27, you must first be a citizen of India. Next, your age matters. Calculated as on July 1, 2026, you must fall between 20 and 28 years old. That means your date of birth should be between July 1, 1998 and July 1, 2006 for General and EWS candidates.
Age relaxation applies differently by category. SC/ST candidates get 5 years extra, so they can be up to 33 years old. OBC (Non-Creamy Layer) candidates receive 3 years relaxation, making their upper limit 31 years. Persons with Benchmark Disabilities (PwBD) get the most generous relaxation of 10 years, extending their upper age limit to 38 years.
One critical condition: if you registered under NAPS (National Apprenticeship Promotion Scheme), you must be under 34 years of age on the cut-off date, regardless of category.
On the education front, you must hold a bachelor's degree in any discipline from a Government of India-recognised university, with results declared on or before July 31, 2026. If you registered under NATS (National Apprenticeship Training Scheme), your graduation result must have been declared between March 1, 2022 and July 31, 2026.
Here's what disqualifies you: prior apprenticeship with Indian Overseas Bank or any other organisation, one year or more of training or job experience after graduation, Ex-serviceman or Disabled Ex-serviceman status, or any ongoing training commitment elsewhere.
Check Also https://vacancywallah.in/bank-of-india-credit-officer-recruitment-2026
How Much Will You Earn? The Stipend Structure
Selected apprentices receive a fixed monthly stipend for the one-year contract period. The amount depends on branch location under Indian Overseas Bank Apprenticeship 2026-27:
- Metro branches: Rs. 15,500 per month
- Urban branches: Rs. 14,500 per month
- Semi-Urban/Rural branches: Rs. 14,000 per month
These figures include government subsidy where applicable. For NATS-scheme apprentices, the bank's contribution after deducting the government's Rs. 6,150 share works out to Rs. 9,350 (Metro), Rs. 8,350 (Urban), or Rs. 7,850 (Semi-Urban/Rural). The government's share is credited directly to your bank account via DBT.
Apprentices receive only stipend—no other allowances, benefits, or bonuses. Casual leave is limited to one day per month, totalling 12 days yearly, with a maximum of 4 consecutive days allowed at once.
Important Dates You Cannot Miss
| Event | Date |
|---|---|
| Application window opens | July 7, 2026 |
| Application window closes (NAPS/NATS) | July 20, 2026 |
| Fee payment window | July 7–July 22, 2026 |
Application Fee: What You'll Pay by Category
The application and examination fee is entirely non-refundable. The amount varies by gender and category:
| Category | Fee (Before GST) | GST (18%) | Total Fee |
|---|---|---|---|
| SC/ST/PwBD | Rs. 200 | Rs. 36 | Rs. 236 |
| General/OBC/EWS Female | Rs. 600 | Rs. 108 | Rs. 708 |
| General/OBC/EWS Male | Rs. 800 | Rs. 144 | Rs. 944 |
You must pay the fee online between July 7 and July 22, 2026. No other payment method is accepted. If you fail to pay within the window, your application will not proceed.
Step-by-Step Application Process
Before you apply for Indian Overseas Bank Apprenticeship 2026-27, you must register yourself on one of two government portals: NAPS at https://www.apprenticeshipindia.gov.in or NATS at https://nats.education.gov.in. This registration is mandatory and must be completed before you submit your application.
Once registered, the actual application link becomes available through the BFSI Sector Skill Council of India website. You can access it via www.bfsissc.com or https://beep.bfsissc.com. The application window opens on July 7, 2026 and closes on July 20, 2026. No other mode of application—email, postal, or walk-in—will be accepted under any circumstances.
During the application, you can apply for only one state or union territory, preferably your home state. The bank will not process applications for multiple states from the same candidate. After submitting your form, pay the fee online between July 7 and July 22, 2026.
Important Web-Links
| Resource | Link |
|---|---|
| Apply Online | Visit |
| Download Notification | Download PDF |
| Official Website | Visit |
| VacancyWallah Website | Click Here |
| Join Telegram | Click Here |
| Join WhatsApp | Click Here |
| Follow on Facebook | Click Here |
| Free Photo & Signature Resizer | Click Here |
State-Wise Seat Distribution: Where Are the Openings?
The 750 vacancies under Indian Overseas Bank Apprenticeship 2026-27 are not evenly spread. Tamil Nadu leads with 200 seats, making it the largest hub for this apprenticeship. Uttar Pradesh follows with 110 seats, Maharashtra with 85, Delhi with 53, and Bihar and West Bengal with 35 each.
Kerala gets 33 seats, Punjab 24, and Odisha 22. Smaller allocations go to Andhra Pradesh, Gujarat, Haryana, Rajasthan, Madhya Pradesh, Chhattisgarh, Jharkhand, and several North-Eastern states and Union Territories. The exact number of seats, including reserved positions, is provisional and may shift based on the bank's actual staffing needs.
| State/UT | Vacancies |
|---|---|
| Tamil Nadu | 200 |
| Uttar Pradesh | 110 |
| Maharashtra | 85 |
| Delhi | 53 |
| Bihar | 35 |
| West Bengal | 35 |
| Assam | 4 |
| Kerala | 33 |
| Punjab | 24 |
| Odisha | 22 |
| Other States/UTs | 173 |
Selection Process: From Written Exam to Document Verification
The selection process for Indian Overseas Bank Apprenticeship 2026-27 consists of multiple stages. First comes the online objective-type written examination on August 2, 2026 (tentative). This exam has 100 questions worth 100 marks total, divided into four equal sections of 25 questions and 25 marks each:
- General/Financial Awareness
- General English
- Quantitative Aptitude
- Reasoning Aptitude
- Computer or Subject Knowledge
You have 90 minutes to complete the exam. There is no negative marking mentioned in the notification.
After clearing the written exam, you must take a local language test of the state for which you applied, conducted during document verification. However, if you studied the specified local language at the 10th or 12th standard level, you are exempt from this test.
Document verification and personal interaction (if conducted) follow next. Finally, you must pass a medical fitness examination. The bank maintains a state-category-wise waitlist for one year from the result date or until the next engagement exercise, whichever comes first.
Reservation and Special Provisions
The bank provides horizontal reservation for Persons with Benchmark Disabilities across categories including Hearing Impaired, Orthopedically Challenged, Visually Impaired, and Intellectual Disability. These reserved seats are in addition to the vacancies in each state.
Standard SC, ST, OBC, and EWS reservations also apply as per government norms. Remember that the total number of seats, including all reserved positions, is provisional and subject to the bank's actual staffing requirements.
Documents You Must Bring for Verification
At the time of document verification and personal interaction, bring original documents along with self-attested photocopies of the following:
- Proof of date of birth (birth certificate, school certificate, or passport)
- Photo identity proof (Aadhaar, PAN, voter ID, or driving licence)
- Consolidated mark sheets and degree certificate
- Caste certificate for SC/ST/OBC/EWS candidates (OBC certificate must specifically state Non-Creamy Layer status and be issued on or after April 1, 2026)
- Disability certificate for PwBD candidates, issued by the District Medical Board
Missing or incomplete documentation can lead to rejection during verification, so gather these well in advance.
Common Mistakes Candidates Make
Many candidates skip the mandatory registration on NAPS or NATS before applying. This is a fatal error—your application will not be accepted without prior registration on one of these portals.
Another frequent mistake is applying for multiple states. The bank accepts applications from only one state per candidate. If you submit multiple applications, only one will be processed, and you may lose the opportunity entirely.
Candidates also sometimes confuse the application deadline (July 20) with the fee payment deadline (July 22). You must submit your application by July 20, but you have until July 22 to pay the fee. If you apply on July 21, you cannot pay the fee.
Finally, some candidates apply despite having prior apprenticeship or job training experience. The bank explicitly rejects candidates with one year or more of training or employment after graduation. Check this carefully before you apply.
Who Should Not Apply
Do not apply if you are an Ex-serviceman or Disabled Ex-serviceman. The bank does not consider such candidates for apprentice engagement. If you have already completed an apprenticeship with Indian Overseas Bank or any other organisation, you are ineligible. Similarly, if you have one year or more of job training or employment experience after your educational qualification, do not proceed with the application.
If you cannot commit to a one-year full-time apprenticeship, this role is not for you. Apprentices are expected to work on-site at assigned branches and follow the bank's policies on leave and discipline.
FAQs on Indian Overseas Bank Apprenticeship 2026-27
Q1: What is the eligibility age for Indian Overseas Bank Apprenticeship 2026-27?
Candidates must be between 20 and 28 years old as on July 1, 2026. SC/ST candidates get 5 years relaxation (up to 33 years), OBC (Non-Creamy Layer) get 3 years (up to 31 years), and PwBD candidates get 10 years (up to 38 years). NAPS-registered candidates must be under 34 years regardless of category.
Q2: Can final-year graduates apply for Indian Overseas Bank Apprenticeship 2026-27?
No, your graduation result must have been declared on or before July 31, 2026. If you are still awaiting results, you cannot apply.
Q3: What is the application fee for SC/ST candidates?
SC/ST and PwBD candidates pay Rs. 236 (including 18% GST). The fee is entirely non-refundable.
Q4: Do I need to register on NAPS or NATS before applying?
Yes, registration on either NAPS (https://www.apprenticeshipindia.gov.in) or NATS (https://nats.education.gov.in) is mandatory before you submit your application for Indian Overseas Bank Apprenticeship 2026-27.
Q5: Can I apply for multiple states?
No, you can apply for only one state or union territory, preferably your home state. The bank will not process applications for multiple states.
Q6: What is the stipend for apprentices in Urban branches?
Apprentices in Urban branches receive Rs. 14,500 per month. For NATS-scheme apprentices, the bank's contribution is Rs. 8,350 after deducting government subsidy.
Q7: Is there any negative marking in the online examination?
The notification does not mention negative marking for the online exam. Check the official website or detailed advertisement for clarification on this point.
Q8: Can candidates with prior apprenticeship experience apply?
No, candidates who have previously undergone apprenticeship with Indian Overseas Bank or any other organisation are not eligible for Indian Overseas Bank Apprenticeship 2026-27.
Q9: What happens if I miss the application deadline of July 20?
The application window closes on July 20, 2026. No late applications will be accepted under any circumstances. Apply well before the deadline to avoid server congestion.
Q10: Will the apprenticeship lead to a permanent job?
This is a one-year engagement under the Apprentices Act, 1961. It does not guarantee permanent employment. Continuation depends on performance and the bank's future requirements.
What to Do Next
Start by verifying your eligibility against the criteria mentioned above. Register yourself on NAPS or NATS immediately if you haven't already. Visit www.iob.bank.in or www.bfsissc.com to download the detailed advertisement and read all terms carefully. The version on the bank's official website is the final authority—all other versions are superseded.
Gather your documents now: proof of date of birth, identity proof, educational certificates, and caste/disability certificate if applicable. Prepare for the online exam by brushing up on General Awareness, English, Quantitative Aptitude, Reasoning, and Computer Knowledge.
Mark the key dates in your calendar: Application closes July 20, 2026. Fee payment window ends July 22, 2026. Online exam is tentatively scheduled for August 2, 2026. Apply early—the last day typically sees heavy server traffic.
All official updates and announcements regarding Indian Overseas Bank Apprenticeship 2026-27 will be published exclusively on www.iob.bank.in and www.bfsissc.com. Check these sites regularly for exam admit cards, results, and further instructions.
